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Invented by a Doctor, NOT the Insurance Industry!
Critical Illness Insurance is a supplemental insurance policy designed to cover the gaps in coverage that health insurance does not cover. It is not a major medical policy or a Medicare supplemental policy, nor is it a replacement for health insurance.

Focus on Your Recovery, Not Your Bills

Supplemental health insurance, such as Critical Illness Insurance, reduces the emotional and financial stress 
associated with the diagnosis and recovery. 

Critical Illness is Simple:

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, your Critical Illness policy pays you TAX-FREE   cash, either in a lump sum or a monthly payment for a specified period of time, depending on your policy. You have complete discretion on how to spend the money—it can be for out‐of‐network medical costs, experimental treatments, or even to pay your mortgage, rent, utilities, groceries—it's up to you. It can be for anything you decide. No bills or receipts are required and no strings attached.

"Heart to Heart," CoverTen (Incisive Financial Publishing), 10 October 2007: 29
Defining-Moments-Memoir-Marius Barnard, p. 323
Based on current federal tax laws
Dr. Barnard observed firsthand the devastating financial impact his patients experienced following their treatment. Too many of them were putting their recovery at risk by forcing themselves back to work too soon just to pay the medical bills. Dr. Barnard argued that, as a medical doctor, he can repair a man physically, but only insurers can repair a patient's finances. On August 6, 1983 the first critical illness insurance policy was launched.
Copyright 2015 - Senior Resources WA 
To learn more about Critical Illness Insurance, fill out the inquiry box to schedule a free consultation on how Critical Illness Insurance can protect you and your family.
South African world-renowned heart surgeon,
Dr. Marius Barnard (1927‐2014) was a member of the team headed by his brother Christiaan Barnard that performed the world's first human-to-human heart transplant in 1967. 
Dr. Barnard was motivated by the financial hardship he saw his patients suffer after he had treated their critical illnesses to convince the South African insurance companies to introduce a new type of insurance to cover critical illnesses. 
Dr. Marius Barnard